MITRA PERMATA

High flexibility and high value - savings you can count on. (IDR)

If you are looking for a Rupiah-denominated savings plan that gives you high investment value, as well as insurance protection for you and your family, yet also gives you the flexibility you need to manage your money, AJB Bumiputera 1912 has the insurance plan for you.

Mitra Permata is designed to provide savings benefit protection with high investment value. And even though it is an insurance program, Mitra Permata offers unlimited flexibility, allowing you to choose the premium payment, the amount of sum insured, and the value of savings withdrawn.

You can increase the premium payment at any time, and any increase is declared as a single premium and increases the sum insured and your savings.

The insurance period of Mitra Permata runs from a minimum of 5 years to a maximum of 15 years.

During this time, you as the Policy Holder are entitled to withdraw savings to a maximum of 50% of the existing cash balance for every withdrawal. Savings can be withdrawn a maximum of 3 times in a year.

If you, as the Insured, are still alive at the expiry of the insurance period, you as the Policy Holder or your designated party, shall be entitled to the savings amount according to that calculated by your contract.

If, however, you as the Insured passes away before the expiry of the insurance period, your appointed Beneficiary shall be entitled to obtain 100% of the sum insured, plus the calculated savings amount.

Eligibility
If you, as the Insured, are between the ages of 15 years and 65 years (upon the commencement of the insurance plus the insurance period), you are entitled to obtain the protection and savings of Mitra Permata.

If you are between 15 years and 50 years, you may gain non-medical liability up to a maximum of Rp 200.000.000 - (two hundred million rupiah). Above such age, you shall remain entitled to receive the same liability if you supply a doctor's check up certificate and fulfill the provisions of the underwriter.

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