MITRA PELANGI

Seven benefits in one program - protection and savings, with four additional benefits tailored to suit your exact needs. (IDR)

Mitra Pelangi is a Rupiah-denominated insurance program that meets your most basic needs for protection during the program and creating a legacy on death.

Mitra Pelangi also offers a bonus after just one year, plus 4 (four) additional benefit options you can adjust according to your needs and financial capability, including accident risk protection insurance A, AB, ABD, and premium waiver facilities.

With Mitra Pelangi, if you as the insured complete this insurance program, at the end of the contract you will receive the agreed Insurance Value. If however the contract is terminated midway due to death, your appointed beneficiary will receive compensation equal to the value stated in the policy.

In addition to these two major benefits, there is also a bonus you can enjoy after being in Mitra Pelangi program for one year.

You also have the option to obtain up to four additional benefits to cover:

Risk A: Death due to accident

Risk B: Permanent physical incapacity caused by accident

Risk C: Reimbursement for treatment/medication caused by accident

Waiver Premium: If the participant suffered permanent defect (total) during the premium payment period, the lack of premium shall be born by agency

 

Eligibility

If you, as the insured, are less than 15 years old, you are entitled to Mitra Pelangi protection. If you are between 15 and 19 years old, you can obtain non-medical coverage up to a maximum of IDR 100,000,000 (one hundred million Indonesian Rupiah), and between 20 and 50 years old, up to a maximum of IDR 250,000,000 (two hundred and fifty million Indonesian Rupiah). If the insured is more than 50 years old, a physician's examination is required, pursuant to applicable underwriting provisions.

Premiums can be paid quarterly, semi-annually, annually, single, or as an annual premium. There is a grace period for premium payment of 30 (thirty) days.

The insurance period for Mitra Pelangi is a minimum of 5 (five) years and a maximum of 15 (fifteen) years, and the insurance period added to the age of the insured is a maximum of 65 years.

 

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