EKAWAKTU IDEAL

Build up a fund for your retirement, as well as giving your family the financial protection they will need if you don't reach retirement. (IDR)

The AJB Bumiputera 1912 Ekawaktu Ideal rupiah-denominated product is designed to help the families of Indonesia save for the breadwinner's retirement, as well as protecting the financial well being of the family if the insured dies prematurely.

Time has a tendency to pass quickly. Before we know it, the children have grown up and retirement approaches.

As you look forward to a well-earned rest from regular employment, you should not be in the position of worrying how to maintain the standard of living you and your family has become accustomed to.

Ekawaktu Ideal is designed to help you prepare for retirement, building up savings that will support you and your family when you are no longer working, as well as protecting you from financial risks.

With Ekawaktu Ideal, if you as the insured live until the end of insurance period, the policyholder will receive the accumulated fund, which comprises all the basic premiums paid, plus the Reversionary Bonus.

If, however, you pass away during the insurance period, your appointed legatees will receive compensation equal to the Insurance Value specified in the policy.

Ekawaktu Ideal is flexible and convenient. Contract terms start at a minimum of 5 (five) years. You can arrange lower premiums and a flexible repayment period, easily adjust the contract term to meet your needs and financial situation, and choose whether to pay premiums quarterly, semiannually, or annually.

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